Tuesday, February 6, 2018

January Dividend Income Summary $BCE $CP $BCE + Latest buys + and Dividend Raise

Hey Personal Financial Freaks! This is my first Dividend Income Summary for 2018. 

Yeah, I know, my timing sucks as we are in the midst of a Market correction and everybody is freaking out. Who cares about dividends! Well, I do and you should too.

It's currently the circle of freaks. The medias talks about it. We talk about it. People freak out about it. Your brother-in-law calls you up and freaks out about it.

And you're not freaking out about it and that makes them even more freaked out.

Should I be freaked out? No. Do I like saying freaked out? Yes.

I haven't been investing for that long (10+years) but I know these periods will come and go, and I am more than confortable with my positions. They will pay me dividends while the Market fluctuates (that's what it does) for the next 40+ years (longer if possible). So why freak out? I don't need this capital money.

The only thing that makes me angry is that the bull market was so freaking long that I ended with not a lot of liquidity to really punch into some bargain stocks. But, eh, they might be even cheaper down the line this year. So buckle up and be ready to make a move.

Now let's talk numbers. How did you stack-up divvy wise? I have to say my harvest is modest even though 10 companies chipped in this month.  Check it out on my Passive Income page.

In January, I managed to collect 400.06$The amounts are all in Canadian dollars. 

My Dividends came from:

                Canadian Pacific (CP) : 30.94$

                Vanguard International (VIU) : 13.71$

                Vanguard (VSB) : 25.80$ 

                BCE (BCE) : 71.75$

                Empire (EMP.A) : 15.75$

                Mondelez (MDLZ) : 29.17$

                Bank of Nova Scotia : 134.30$ (automatically purchased a share at 81.81

                Rio Can Real Estate (REI.UN) :  17.63$

                REIT Canadian Apartment Properties (CAR.UN) : 5.33$  

                ATCO (ACO.X) : 55.68$




My total Dividend paid for 2018 :  = 400.06$

Latest buys 
  • Bought 41 shares of Fortis (FTS). The share price was about 43.80$. I thought their 10% drop was significant enough to increase my position. Now it's trading at 41$ ! I still think of increasing my position which represents less than 4% of my portfolio. This new purchase adds 69.70$ to my annual dividend tally. Fortis pays a annual dividend of 1,70$.
  • Bought 10 shares of Canadian National Railway (CNR). You know how I love trains so I was closely watching this stock when it was trading below it's 10% high. I Bought them at 99.70$, which adds 18.20$ to my annual divvy income. CNR pays a annual dividend of 1,82$. They recently increased their dividend. (see below)
Dividend news from my companies 

  1. January 23 : CN Railway (CNR) raised its quaterly dividend to 0.455$ (10% increase)


What do you think of this first dividend summary of 2018? 

Monday, January 8, 2018

Latest buy + Dividend Raise and December Dividend Income Summary $JNJ $FB $POW $FTS $ENB...

Hey Personal Financial Freaks! This is my last Dividend Income Summary of 2017. 

Holidays have been quite hectic and this is why I am posting this Income Summary a little late. It's been a good month though.

As you can see on my Passive Income page12 companies chipped in for this month of December. 

This month I managed to collect the pretty decent sum of 683.47$

The amounts are all in Canadian dollars. 

My Dividends came from:


·      1-REIT Cominar (CUF.UN) : a) 23.75$ + 23.85$ (2 units bought at 14.07$ and 14.17$)

 2-Johnson and Johnson (JNJ) : 140.72$

·      3-Kraft-Heinz (KHC) : 43.81$

·      4-RBC Index funds : 51.48$ (year)

·      5-Fortis (FTS) : 54.40$

·      6-Alimentation Couche-Tard (ATD.B) : 10.80$ 

 7-Enbridge (ENB.TO) : 103.70$

·      8-Power Corporation (POW.TO) : 107.55$

 9-Suncor (SU.TO) :  59.20$

 10-Canadian National Railway (CNR.TO) :  41.25$

 11-Rio Can Real Estate (REI.UN) :  17.63$

 12- REIT Canadian Apartment Properties (CAR.UN) : 5.33$ 


Total Dividend paid for 2017 :  =  4 923.95$ (damn that's close to 5000S!)

Latest buys 
  • Bought 100 shares of VSB. This is a Bond Index Fund by Vanguard. I have explained in the past why I like to have a little bond exposure. If the stock market goes up much during the year, I balance it out by buying more bonds. Same when it's the other way around (although I dont'recall much of that in a long time!). I now own 500 shares of VSB. These shares can be sold to buy more stocks. But they also provide me with a stable revenu of interests. It's more or less 20$+ per month, around 250$ per year. Which is fine for this fix revenue portion of my portfolio.
  • Bought 2 shares of Facebook (FB). I explained on Twitter why I made that peculiar buy. Fact is, I bought a certificate (one framed share with his name) of Facebook to my nephew. It was roughly trading at 23$ at the time. Needless to say he's quite happy with it now that it's trading at 180$ US... He always teases me with this gift, so I decided to buy two. A little late, I know. But at least if the stock appreciates, I will be singing happily with my nephew instead of hearing him telling me I should have bought some for myself at the time. If you buy a stock as gift for friends of family, make sure you load up on it yourself. If it crashes, you can laugh it out together, same if it peaks. Heck, I might even load up some more in the future. One things is missing from my portfolio and it's a tech-stock. Will it be Facebook or another one? Will see. Any ideas? Let me know.
Dividend news from my companies 

  1. Dec. 1 : Rio Can Real Estate (REI.UN) raised its annually dividend to 1.44$ (2% increase)
What do you think of this last dividend summary of 2017? 

Sunday, December 3, 2017

Latest buy + Dividend Raise and November Dividend Income Summary $PWF $RY $VZ...

Hello freaks and voyeur of the financial thing! (yeah, you! it's ok I like it too!

About voyeurism, go check out this article in the New Yorker. Simply fascinating. The Netflix documentary is also interesting. 

As you can see on my Passive Income page, only 7 companies chipped in for this month of November. 

This month I managed to collect the exact sum of 351.94$. 

My Dividends came from:

               REIT Cominar (CUF.UN) : 28.50$ (no longer a major dividend payer since their divvy cut. I trimmed my position a little bit, but will keep the 250 units for the long run. It's a major REIT in Quebec and, well, I like it here!)

               REIT Rio Can (REI.UN) : 20.56$ (second largest REIT; just announced a divvy increase. Hopped in just in time I guess).

               REIT Canadian Apartment Properties (CAR.UN) : 5.33$ (third largest REIT. I want this one to be my largest REIT eventually. Not in a hurry. Will wait for dips.)

               Verizon (VZ) : 37.87$ (my new share increase is paying off! And VZ has done well these past days.)

              Vanguard VSB (VSB) : 17.63$ (boring bonds paying cool and steady interests. This fund can be sell easily and redirected into stocks if needed. )

               Power Financial (PWF) : 123.75$ (great Globe and Mail article this week-end. I stick with POW and PWF. They have always find a way. In the meantime, the divvy is steady and we had two consecutive increases.)

               Royal Bank (RY) :  118.30$ (The only time I like my bank is when these dividends come in ;-))

Total Dividend paid for 2017 :  

260,30$ + 264.24$ +556.30+278.54$+283.42+662.43$+322.72$+232.29$+617.01+411.09$+351.94$ 4240.48$

Latest buy 
  • Enbridge (ENB) : I bought some more of this energy stock since it had dipped again. Energy companies have struggled -- especially this one -- for there past two years. They are people who doubt the feasibility of their strategic plan and dividend increases . It's understandable and their last announcement only cleared some of those doubts. But I reckon this is a blue chips. And  blue chips on the dip are value investor's opportunities. I now own 170 shares of ENB. It's not my biggest stake, but it's good one especially dividend wise). It represents roughly 4,17% of my portfolio, but 7.2% among my dividend payers (456.28$ annually).
Dividend news from my companies 

Nov. 30 : Enbridge raised its quarterly dividend to 0.671$ (10% increase and third one this year)

What do you think of this November updates on companies of my portfolio? Any stocks you own or might like to own at some point? How about Enbridge? Tell me!

Thursday, November 2, 2017

Latest buys + Dividend Raise and October Dividend Income Summary $BNS $MDLZ $CP...

Hey Personal Financial Freaks! This is my tenth Dividend Income Summary for 2017. 

As you can see on my Passive Income page10 companies chipped in for this month of October. 

It's a big number in terms of company (not in income), since I hold a relatively small portfolio of stocks. Why? Because I  don't have time to monitor more and I consider this amount to be enough to feel well diversified while not diluting my rewards.

People tend to forget that sometimes their holdings are already pretty well diversified.Take for instance Johnson and Johnson or my favorite underdog Power Corporation (POW). Did you know that when you are buying POW you are actually buying stakes in numerous companies worldwide : Adidas, Pernod Ricard, LafargeHolcim, Total, etc. And not to mention many great companies here in Canada : Great West, Group Investors, WealthSimple. And the list goes on.

This month I managed to collect the pretty decent sum of 411.09$

The amounts are all in Canadian dollars. 
  • My Dividends came from:

                   REIT Cominar (CUF.UN) : 28.50$  (largest REIT. Unsure if it will remain like that)

                   REIT Rio Can (REI.UN) : 20.56$ (my second largest REIT)

                   REIT Canadian Apartment Properties (CAR.UN) : 5.33$ (Probably next #1 REIT)

                  Vanguard VSB (VSB) : 19.31$ (boring bonds paying cool and steady interests)

                  ATCO (ACO.X) : 55.68$ (steady dividend from a reliable stock)

                  BCE (BCE) : 71.75$ (Great number. As soon as this stock drops, I will buy more)

                  Mondelez (MDLZ) : 28.97$ (patience is key with this one. As well as with KHC)

                   Bank of Nova Scotia : 134.30$ (how about that! "Nuff said.)

                   Canadian Pacific Railway (CP) : 30.94$ (low divvy,  but great prospect)

                   Empire (EMP.A) :  15.75$ (a steady payer. Will keep monitoring this stock. Possible great capital gain if anything.)



    Total Dividend paid for 2017 :  

    260,30$ + 264.24$ + 556.30+278.54$+283.42+662.43$+322.72$+232.29$+617.01+411.09$ = 3888.34$

    Latest buy 

    • Kraft Heinz Company (KHC) : I bought some more of it since it had dipped again. I know the company has been struggling to adjust to new consuming trends. But they own a lot of marquees brands and I am confident they can pull it through. It seems like the Oracle is optimist too. My overall stake represents roughly 3,3% of my portfolio.

    NameSectorTicker#PriceTotalDividendDivvy added/ year
    Kraft Heinz CompanyCons.KHC10$77.20989.74$$2.5025.00$
    25.00$


    Dividend news from my companies 

    • Oct. 16 : Fortis (FTS) raised its quarterly dividend to 0.425$ (6.25% increase)

    What do you think of this October updates on companies of my portfolio? Any stocks you own or might like to own at some point?



Monday, October 2, 2017

Dividend Summary of September + Latest buy and Dividend increase $JNJ $POW $FTS $SU $ENB

Hello freaks of the financial thing!

As you can see on my Passive Income page, 13 companies --  yes that's a s***-load of businesses... -- chipped in for this month of September. 

It's a great month when you pass the 500$ bar. So reaching the 600$ line is simply... awesome.

This month I managed to collect the exact sum of 617.01$. Katching!

I have to underline some of the big contributions coming notably from Johnson and Johnson, Enbridge, Power Corporation, Suncor and Fortis.

My Dividends came from:

               REIT Cominar (CUF.UN) : 38.00$ (I sold 100 shares. of CUF..UN after their last divvy cut)

               REIT Rio Can (REI.UN) : 17.63$ (my second largest REIT)

               REIT Canadian Apartment Properties (CAR.UN) : 5.33$ (third largest REIT. Duh!)

              Vanguard VSB (VSB) : 16.69$ (boring bonds paying cool and steady interests)

              Vanguard VIU (VIU) : 12.96$ (my International exposure through Index Fund)

              Enbridge (ENB) : 91.50$ (t's impressive how those dividends get bigger and bigger)

              Fortis (FTS) : 51.20$ (as soon as this stock drops, I will buy more)

              Alimentation Couche-Tard (ATD.B) : 10.80$ (still looking for their recent divvy raise?)

               Johnson and Johnson (JNJ) : 132.69$ (favourite stock. When can I buy some more?)

               Power Corporation (POW) : 107.55$ (One of my oldest and most reliable stock)

               Canadian National Railway (CNR) : 41.25$ (wow, the divvy start to look more interesting)

               Kraft Heinz (KHC) :  32.21$ (this stock is dropping, but not the US dollar....)

               Suncor (SU) :  59.20$ (nice divvy from a stock I am learning to like again)



Total Dividend paid for 2017 :  

260,30$ + 264.24$ + 556.30+278.54$+283.42+662.43$+322.72$+232.29$+617.01 = 3477.25$

Latest buy 
  • RIO CAN  Real Estate (REI.UN) : I bought some more of it since it had dipped again. I bought 25 units at 23.72$ This adds 35.25$ to my annual dividend income.  I recently found out (through the media) that the company will sell 100 properties worth about $2 billion. Some of the money will be used to repurchase RioCan trust units.
Dividend news from my companies 
  • Sept. 7 : Verizon (VZ) raised its quarterly dividend to 0.59$  (2.2% increase)
What do you think of this September updates on companies of my portfolio? Any stocks you own or might like to own at some point?

Thursday, August 31, 2017

Latest buys + Dividend Raise and August Dividend Income Summary $RY $VZ...

As you can see on my Passive Income page, 7 companies chipped in for this month of August. 

It's a quiet month when you barely scratch pass the 200$ bar. But who's counting, right? (uh, I am! Damn...)

As you get richer and your divvy start to stack up, I guess you get a little greedy. Don't we all want more? 

I have to say though, I'm still quite happy with what I have earned. Can't complain over dividends rolling in. 

Of the 7 stocks that paid me, one is really showing his love : hello Royal Bank of Canada (RY)!  RY has announced a dividend increase for the second time this year. Same for its BNS counterpart. (More on this below you dividend freak!)

This month I managed to collect the not-so-bad sum of 232.29$

The amounts are all in Canadian dollars. 

My Dividends came from:

               REIT Cominar (CUF.UN) : 49.00$ (CUF.UN just cut its dividend. That hurt! I will survive)


               REIT Rio Can (REI.UN) : 17.63$ (you know this stock who's beat up and you buy some more and it goes down more. Well it's this one! Still happy with it)

               REIT Canadian Apartment Properties (CAR.UN) : 5.33$ (new comer)

              Vanguard VSB (VSB) : 18.51$

              Verizon (VZ) : 17.92$ (I will double this amount in the next quarter)

              Alimentation Couche-Tard (ATD.B) : 10.80$

               Royal Bank of Canada (RY) : 113.10$


Total Dividend paid for 2017 :  260,30$ + 264.24$ + 556.30+278.54$+283.42+662.43$+322.72$+232.29$ = 2860.24$

Latest buys and smart-ass observation. 
  • ATCO (ACO.X) : I have been a shareholder of ATCO for almost three years now. They have increased their dividend each year since 1993. You can check it out here  I say it's a pretty decent history of rewarding their shareholders. Therefore I was quite happy to see their share drop by more than 15% this year and chose to add up to my stake. I currently hold 170 shares of ATCO. My price/average dividend yield is just over 3%. With an annual dividend of 1.31$, my forward annual dividend amounts to 222.60$ dollars win 2017.
  • Kraft Heinz Company (KHC) : I am a shareholder of Kraft since 2011. I remember going through Warren Buffet's letter to Berkshire's shareholders and seeing Kraft among his portfolio. I calculated then that his price/average of Kraft was pretty much below what it was currently trading. I liked the company and decided to buy 150 shares for around 31$/per share. For a total of 4 500$ (The Canadian dollar was pretty much up to par with the US). Boy O boy, was that a great move! A year later there was the spin off of Kraft and Mondelez and we received a juicy dividend from Warren and 3G Company.  Since then each stock have soared even though both their dividend growth remain conservative.These two investments now total more than 12 K$ And I am not counting the dividends received nor the special one of roughly 1K$. So I have been really happy with both investments -- even tough Mondelez per se wasn't part of my original deal.  So with a drop of more than 20% this year and the loony getting stronger, I thought I could increase my stake in this nice american company. It's a mature company, no doubt. But I still consume their products and I understand very clearly what they do.  I bought 5 shares at 81.61$ (US) which cost me 528.63$ (CAN). I now hold 55 shares and  my price/average dividend yield is just over 5.5%. With an annual dividend of 2.50$, my forward annual dividend amounts to 137.50$ (US dollars) in 2017.
Dividend news from my companies 
  • August 2 : Mondelez (MDLZ) raised its quarterly dividend to 0.22$ (16% increase)
  • August 3 : Kraft Heinz Co. (KHC) raised its quarterly div. to 0.625$ (4.2% increase)
  • August 4 : Cominar (CUF.UN) cut its annual dividend to 1.14$ (22% decrease)
  • August 22 : RY raised its quarterly dividend to 0.91$ (5% increase)
  • August 29 : BNS raised its quarterly dividend to 0.79$ (3% increase)
What do you think of this August updates on companies of my portfolio? Any stocks you own or might like to own at some point?